Reasons To Sell
Small
payments over a long period of time have less buying power.
A
Lump Sum of cash today can provide you with financial stability and flexibility!
Individuals and business sell
income streams
(Future payment or Series of payments—a.k.a. Cash-Flow Notes or Instruments)
for three basic reasons:
Business cash-flow is always a major concern for owners and managers. Keeping a companies working capital free of risk and having it available for use is one of many challenges businesses face.
People need or want access to their cash. Sometimes they have a serious need to pay off credit cards, finance long-term medical care, or to settle a divorce. Other times, they simple have a desire to purchase a dream home, take a vacation, buy a new car or boat, finance a wedding, or start a business, for example. In some cases, people want access to their cash just for peace of mind. They no longer want to worry about liquidity issues, collection hassles, or the financial strength of the person who owes the debt.
People or Businesses will sell their income streams—even for less than face value—because they know that with cash in hand today, they can start earning interest or yield. Interest or yield is what gives us the ability to invest money this year and turn it into an even larger amount of money next year.
Inflation eats away at the future value of "Buying Power" of money. You can buy more with a dollar today than you will be able to One, Five, Ten, or Twenty years from now.
The smart People and Businesses sell their income streams because they realize that over time, the payments they receive will drop in real value.